Québec Insurance Broker

Expert advice for your insurance needs.

Personal Insurance

Auto

Auto Insurance

Provides coverage for damage to your vehicle and liability for injury or damage you cause to others while driving. It typically includes collision, comprehensive, and liability coverage.

Motorcycle Insurance

Offers protection for your motorcycle against damage and theft, as well as liability coverage for injuries or damages you may cause to others while riding.

Recreational Vehicle Insurance

Covers RVs, trailers, and campers for damages, theft, and liability. It typically includes protection for both the vehicle and any personal belongings inside.

Boat Insurance

Provides coverage for damage to your boat and liability for injuries or damages you may cause to others while operating the boat. It also often includes protection for equipment and personal belongings.

Home

Home Insurance

Protects your home and personal belongings from risks like fire, theft, and natural disasters. It also provides liability coverage for accidents that occur on your property.

Condo Insurance

Covers your personal property and interior improvements, as well as liability for accidents within your unit. It complements the building's syndicate policy, which usually covers common areas and structural elements.

Tenant Insurance

Provides protection for your personal belongings and liability coverage for accidents that occur to the property you rent. It does not cover the building structure, which is typically insured by the landlord.

Multi-Unit Building Insurance

Includes coverage for buildings with 6 residential units or less, the landlord's contents, and its common areas, protecting against risks like fire, vandalism, and liability. Buildings with 7 units or more must be insured on a commercial policy.

Commercial Insurance

Commercial General Liability

Protects you and your business against claims for bodily or personal injuries, advertising liability, as well as property damage to third parties arising from your operations, products, or services that occur off or on your business premises.

Commercial Auto & Fleets

Covers vehicles, trucks, or fleets used for business purposes. This includes coverage for damage to vehicles, liability for accidents, and sometimes protection for cargo and equipment.

Professional Liability (E&O)

Professional liability insurance, also known as errors and omissions insurance, protects professionals from claims related to negligence, mistakes, or failure to perform their professional duties.

Directors & Officers

Directors & Officers (D&O) insurance provides protection for company executives and board members against claims of wrongful acts, such as mismanagement or breach of fiduciary duty.

Cyber Risk

Cyber risk insurance covers losses from data breaches, cyberattacks, and other digital threats. It includes coverage for data recovery, legal fees, and business interruption.

Crime

Crime insurance protects businesses against losses resulting from criminal activities such as theft, fraud, and embezzlement by employees or outsiders.

Builder's Risk

Builder's risk insurance covers buildings under construction for damage due to risks like fire, vandalism, and certain natural disasters. It typically covers materials and work in progress.

Surety Bonds

Surety bonds are financial guarantees that ensure a party will fulfill its contractual obligations. They protect against losses if a party fails to meet their contractual terms, such as performance bonds and surety bonds.

Restaurants

Restaurant insurance provides coverage for a variety of risks associated with operating a restaurant. This typically includes property insurance for the contents and equipment, liability insurance, and coverage for loss of income due to unexpected closures following a claim.

Industrial

Industrial insurance is designed for manufacturing and industrial operations. It covers risks such as property damage, equipment breakdown, and liability for injuries or damages that occur on the premises. It often includes business interruption coverage to protect against financial losses due to disruptions.

Contractors & Construction

Whether you’re a general contractor or subcontractor, focus on new construction or renovations, we're here to make sure you're properly covered against accidents, equipment damage, and legal claims, ensuring that you can focus on your work with confidence.

Events

We provide coverage for various risks associated with organizing events. This can include liability coverage for accidents or injuries occurring at the event, cancellation insurance in case the event needs to be postponed or canceled, and coverage for property damage and loss.